Our Vision

We believe mCDs can provide a material portion of the stable funding requirements of the global financial system by enabling inter-depositor liquidity.

With the wind-down of Quantitative Easing, bank reserves at the Federal Reserve are reducing. This will put pressure on bank liquidity ratios making the need for stable funding even more pressing.

The mCD is money-like and will actually reduce the need for banks to raise short-term and demand deposits to fund their long-term assets (Maturity Transformation).

A technology partner will be commissioned from among several candidates that we have qualified to provide the web-based exchange (the mCD Exchange).